Gumroad Fee Calculator

Enter your product price and quantity to see Gumroad's 10% platform fee, payment processing costs, and your net earnings per sale.

Gumroad Fee (10%)
Payment Processing (~3.5%)
Total Fees
Net Earnings
Effective Take Rate

⚠️ Estimates based on Gumroad's current 10% flat fee. Payment processing approximated at ~3.5% (varies by card/region). Verify at gumroad.com/pricing.


About This Tool

Gumroad charges a flat 10% fee on every sale, which is simple to understand but adds up quickly on lower price points. On top of that, payment processing (handled through Stripe) adds roughly 3.5% depending on the buyer's card and country.

This calculator shows you the full picture: Gumroad's cut, estimated payment processing, total fees, and what actually lands in your account — per sale and in total across multiple sales.

Frequently Asked Questions

Does Gumroad charge fees on free products?

No. Gumroad doesn't charge fees on free products or pay-what-you-want products where the buyer pays £0. The 10% fee only applies when money changes hands.

How does Gumroad compare to Etsy for digital products?

Gumroad's 10% flat fee is higher than Etsy's 6.5% transaction fee, but Etsy also adds a listing fee and different payment processing costs. Use the Etsy vs Gumroad tool to compare both platforms for your specific price point.

Can I reduce Gumroad fees?

As of the current fee structure, Gumroad doesn't offer tiered fees based on volume. Your best option is pricing your products higher so the fixed percentage has less impact on margin, or using Gumroad's subscription/membership features to increase lifetime value per customer.

When does Gumroad pay out?

Gumroad pays out weekly by default, with a minimum $10 threshold. Payouts go to PayPal or your bank. There's a holding period of a few days after a sale before funds become available.